Difference between revisions of "Accounting software"

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{{title|Accounting software}}
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The main part of this page is a list of brief reviews which may be out of date. Head straight to the links at the bottom of the page for recent external reviews. 
 +
 
 
=Personal Finance Software Reviews=
 
=Personal Finance Software Reviews=
''by Christi Milligan, October 3, 2009 (with a few updates as of October 2010)
+
''by Christi Milligan, October 3, 2009 (with a few updates as of October 2010 and April 2011)
  
 
These are my personal reviews of many Mac finance apps. They are a bit outdated. For invoicing I'm currently using Billings which I really like, and then my personal and home business accounting is currently being done using Quicken 2005. I have yet to find an application that will handle the tax side of things as well as Quicken can and the fact that it integrates so well with TurboTax.
 
These are my personal reviews of many Mac finance apps. They are a bit outdated. For invoicing I'm currently using Billings which I really like, and then my personal and home business accounting is currently being done using Quicken 2005. I have yet to find an application that will handle the tax side of things as well as Quicken can and the fact that it integrates so well with TurboTax.
  
I've also added a few other online options that are perhaps worth looking into. If you work for a non-profit, it is worth checking into them to see if they have non-profit pricing. I ask this question to a LOT of developers and you'd be surprised how many are willing to help out non-profits.
+
I've also added a few other online options that are perhaps worth looking into. If you work for a non-profit, it is worth checking into them to see if they have non-profit pricing. I ask this question to a LOT of developers and you'd be surprised how many are willing to help out non-profits.  
 +
__TOC__
  
 
==iBank 3.5.2==
 
==iBank 3.5.2==
Line 24: Line 26:
 
http://www.hardcoded.net/moneyguru/
 
http://www.hardcoded.net/moneyguru/
 
:- no iPhone app yet (if ever)
 
:- no iPhone app yet (if ever)
:- no memo field (all info has to be typed into the Description field)
 
 
* has forum but not sure how active it is
 
* has forum but not sure how active it is
 
:+ allows me to project bills and income ahead
 
:+ allows me to project bills and income ahead
Line 33: Line 34:
 
:+ easily add new expense accounts
 
:+ easily add new expense accounts
 
:+ is in active development
 
:+ is in active development
 +
 +
::''Jon Glass adds (April 2011): I'm actually kind of partial to MoneyGuru, as it handles multiple currencies in the most painless and sensible way I've found. I also love its lightning data entry (and its ability to edit multiple entries at the same time, so, for instance, I can select all my imported fuel purchases, and add the auto:fuel category at one go). Its main weakness is export of reports.
 +
 +
::''Michael Jablecki adds: Been trying it out and I like the buckled down simplicity of it a lot. I also appreciated the software author's paying system - not only is it donation based, but he shows a very transparent account of how much time the software took him and how much he's received in donations. He called it Fairware (details: http://open.hardcoded.net/ ). Inspiring stuff.
  
 
==iFinance 3.0 Public Beta==
 
==iFinance 3.0 Public Beta==
Line 46: Line 51:
  
 
==Quicken Essentials for the Mac==
 
==Quicken Essentials for the Mac==
* Update to Quicken Essentials for the Mac as of October 14, 2010. The list of updates includes:
+
* Update to [http://quicken.intuit.com/personal-finance-software/mac-personal-financial-software.jsp Quicken Essentials for the Mac] as of October 14, 2010. The list of updates includes:
 
:Print checks.
 
:Print checks.
 
:Create spending reports.
 
:Create spending reports.
Line 63: Line 68:
  
 
==SplashMoney==
 
==SplashMoney==
Desktop version is free through Macworld by March 3, 2009
+
http://www.splashdata.com/splashmoney
 
:+ Has a great iPhone app ($9.99)
 
:+ Has a great iPhone app ($9.99)
 
:+ Good support forum
 
:+ Good support forum
Line 71: Line 76:
  
 
==Money3.5==
 
==Money3.5==
$39; or upgrade for $19 (I own version 2.0) -- review updated May 5, 2010
+
$39; (http://www.jumsoft.com/money) -- review updated May 5, 2010
 
:+ iPhone and iPad app is available (free) -- allows bill entry and sync
 
:+ iPhone and iPad app is available (free) -- allows bill entry and sync
 
:+ does allow for split transactions
 
:+ does allow for split transactions
Line 87: Line 92:
 
==ReceiptWallet==
 
==ReceiptWallet==
 
$39.95
 
$39.95
 +
(http://receiptwallet.en.softonic.com/mac)
 
* keeps track of receipts and lets you categorize them somewhat
 
* keeps track of receipts and lets you categorize them somewhat
 
* the reports would not be all that accurate since I don't believe split transactions are possible
 
* the reports would not be all that accurate since I don't believe split transactions are possible
Line 92: Line 98:
  
 
==NeatWorks==
 
==NeatWorks==
for Mac Software Kit -- $79.95
+
for Mac Software Kit -- $79.95  
 +
(http://www.neatco.com/products/neatworks-for-mac)
 
* Another receipt managing software
 
* Another receipt managing software
 
:+ Works well with my Fujitsu scanner
 
:+ Works well with my Fujitsu scanner
Line 98: Line 105:
 
==iCash 5.1==
 
==iCash 5.1==
 
$39.90
 
$39.90
 +
(http://www.maxprog.com)
 
[http://www.macnn.com/articles/08/12/16/maxprog.updates.icash.50/ review]
 
[http://www.macnn.com/articles/08/12/16/maxprog.updates.icash.50/ review]
 
:- does not do split transactions easily (if at all)
 
:- does not do split transactions easily (if at all)
 
:- no iPhone app
 
:- no iPhone app
 
:- lame GUI
 
:- lame GUI
 
==ChaChing 1.2.3==
 
$40 (version 2 is in beta as we speak)
 
(http://www.midnightapps.com/)
 
* just released Cha-Ching Touch for the iPhone (try this out): [http://theappleblog.com/2009/02/18/first-look-cha-ching-touch-for-iphone/ review]
 
:+ allows you to take a photo using iSight camera of items purchased
 
:- only offers 4 types of accounts (checking, savings, credit and online) -- what do I do with my cash accounts, IOUS, loans, etc?
 
  
 
==Squirrel 0.7.1==
 
==Squirrel 0.7.1==
Line 115: Line 116:
  
 
[http://www.macnn.com/articles/08/07/17/squirrel.personal.finance/ review]
 
[http://www.macnn.com/articles/08/07/17/squirrel.personal.finance/ review]
* Leopard only
+
* Requires Leopard or later version of OS X
 
* loosely associated with iBudget (or perhaps that's what it was called originally)
 
* loosely associated with iBudget (or perhaps that's what it was called originally)
 
:- not enough features yet
 
:- not enough features yet
Line 131: Line 132:
 
==iCompta 3.2==
 
==iCompta 3.2==
 
Free
 
Free
(http://angeman7.free.fr/iCompta/)
+
(http://www.lyricapps.com/iCompta/)
 
:+ iPhone app $5.99 and nice sync capability
 
:+ iPhone app $5.99 and nice sync capability
 
:+ Works with BECU (but requires login and password)
 
:+ Works with BECU (but requires login and password)
Line 172: Line 173:
  
 
=Some other suggestions=
 
=Some other suggestions=
 +
==Buddi==
 +
Buddi is a simple, free, cross-platform app. It was About.com's [http://financialsoft.about.com/od/reviewsfinancesoftware/ss/Best-Personal-Finance-Software-Best-Tax-Software_3.htm 2011 Readers' Choice] for Mac finance apps.
 +
 
==GnuCash==
 
==GnuCash==
 
If you are into steep learning curves, and ugly interfaces, there's
 
If you are into steep learning curves, and ugly interfaces, there's
always GnuCash. But I don't know if they've improved its reporting
+
always [http://www.gnucash.org GnuCash]. But I don't know if they've improved its reporting
 
abilities yet. I know some companies have used it for accounting,
 
abilities yet. I know some companies have used it for accounting,
 
though it's ostensibly a checkbook app. It does rely on double-entry,
 
though it's ostensibly a checkbook app. It does rely on double-entry,
Line 184: Line 188:
 
I imported from Quicken when starting and that went fine. - ''Tony Ford''
 
I imported from Quicken when starting and that went fine. - ''Tony Ford''
  
==MYOB==
+
==MoneyWell==
A number of years ago I looked into MYOB (Mind Your Own Business). They did all you asked. They now have a couple of different of packages, so you might want to give them a look. - ''Bob Zemeski''
+
In 2010 I was looking for something more "mac-like" and something that didn't involve a monthly fee. I found that in [http://nothirst.com/moneywell/ Moneywell], which I'm very happy with. - ''Ed Erickson''
 +
 
 +
Comprehensive solution for combining a budget with checking register. Allows for a file to be saved for personal banking, and one to manage church work. Recommend the demo highly. - ''J''
  
 
==MoneyWorks==
 
==MoneyWorks==
We use Moneyworks Gold in our business. It has single user packages as well as network versions. It is very flexible and allows for the import of a lot of data from external sources. - ''John Snyder''
+
We use [http://www.cognito.co.nz/ Moneyworks Gold] in our business. It has single user packages as well as network versions. It is very flexible and allows for the import of a lot of data from external sources. - ''John Snyder''
  
=External links=
+
==Mvelopes==
Here are a few more comparative reviews and suggestions:
+
One more financial app I would recommend as an option is Mvelopes which is an online app available at [http://www.Mvelopes.com Mvelopes.com]. It is developed with Adobe's Flex and is accessed from within a browser window.
* http://www.isoftwarereviews.com/accounting-software-for-mac/
+
  
* http://search.quickbooksonline.com/finance-accounting-solutions/
+
As a believer in the "envelopes" budgeting methodology, I used it for many years both as an installable PC app and later in its current web app mode. - ''Ed Erickson''
  
* http://www.readwriteweb.com/archives/online_accounting_state_of_the_market.php
+
==MYOB==
 +
A number of years ago I looked into [http://www.myob.com.au MYOB] (Mind Your Own Business). They did all you asked. They now have a couple of different of packages, so you might want to give them a look. - ''Bob Zemeski''
  
* http://www.getcashboard.com/sign_up
+
==Quicken 2007==
 +
Some people stayed with the old program Quicken 2007, rather than use the stripped-down Quicken Essentials which was released in 2010. Quicken 2007 still runs under OS X 10.6 Snow Leopard. As of March 2012, Intuit have released a $15 [http://quicken.intuit.com/personal-finance-software/quicken-2007-osx-lion.jsp patch for Quicken 2007] to make the program run under OS X 10.7 Lion.
  
* http://www.zoho.com/invoice/index.html
+
==TinyBooks Pro==
 +
I intend to buy and use [http://www.winograd.com/ftinybooks.html TinyBooks Pro] for my business. I had asked an accountant friend of mine the best way he knew to do accounting (especially for a new guy like me) and he told me about a ledger from Dome Publishing in the office supply store. I bought the book, and can see it's just what I needed for a small business, and being a Mac guy as I am I decided to see what was available on the software end.
  
* http://www.xero.com/advisors/solutions/invoicing/
+
Dome doesn't produce Mac-based software, only Windoze, but I found this TinyBooks Pro and it turns out the guy who wrote this used to develop software for Dome for older Apple systems back in the day, and that's what his system is based upon. I found it to be just like the book, and the info on his website sold me. - ''Chris Howard''
  
* http://lessaccounting.com/faq.html
+
==You Need A Budget==
 +
[http://www.youneedabudget.com Ynab3] is also a very good budgeting program. - ''Dave Speers''
 +
 
 +
=Online accounting=
 +
Here are a few suggestions for online accounting services. This means that your data is hosted "in the cloud" rather than within an app on your own hardware. This is useful if you want multiple people to be able to access it.
 +
 
 +
;Free services
 +
*[http://outright.com/ Outright], financed by income from its extended service Outright Plus, which has more features for $9.95 per month
 +
 
 +
* [https://www.waveapps.com/ Wave], financed by [https://support.waveapps.com/entries/26816950-Why-should-I-trust-a-free-product-with-my-small-business-accounting-This-is-sensitive-information-so advertising services for small businesses]
 +
 
 +
;Other suggestions
 +
* [http://www.getcashboard.com/sign_up Cashboard: Financial time tracking software]
 +
* [http://lessaccounting.com LessAccounting]
 +
* [http://search.quickbooksonline.com/finance-accounting-solutions/ QuickBooks Online] account plans
 +
* [http://www.xero.com/advisors/solutions/invoicing/ Xero.com recommended partners]
 +
* [http://www.zoho.com/invoice/index.html Zoho invoicing software]
 +
 
 +
=External links=
 +
Comparative reviews:
 +
* [http://www.isoftwarereviews.com/accounting-software-for-mac/ Mac Accounting Software Overview] from iSoftwareReviews
 +
* [http://www.macworld.com/article/2141440/the-best-mac-accounting-apps.html The best Mac accounting apps], MacWorld, April 2014
 +
* [http://www.macworld.com/article/2104703/top-choice-our-favorite-online-based-business-accounting-apps.html Our favorite online-based business accounting apps], MacWorld, March 2014
  
 
=Credits=
 
=Credits=
Contributed mainly by Christi Milligan, and others as stated, on the [[Mac Ministry list]] on October 29-30, 2010.
+
Contributed mainly by Christi Milligan, and others as stated, on the [[Mac Ministry list]] on October 29-30, 2010. Further comments & suggestions added April 2011–April 2014.
  
 
[[Category:Software]]
 
[[Category:Software]]

Latest revision as of 12:18, 16 April 2014

The main part of this page is a list of brief reviews which may be out of date. Head straight to the links at the bottom of the page for recent external reviews.

Personal Finance Software Reviews

by Christi Milligan, October 3, 2009 (with a few updates as of October 2010 and April 2011)

These are my personal reviews of many Mac finance apps. They are a bit outdated. For invoicing I'm currently using Billings which I really like, and then my personal and home business accounting is currently being done using Quicken 2005. I have yet to find an application that will handle the tax side of things as well as Quicken can and the fact that it integrates so well with TurboTax.

I've also added a few other online options that are perhaps worth looking into. If you work for a non-profit, it is worth checking into them to see if they have non-profit pricing. I ask this question to a LOT of developers and you'd be surprised how many are willing to help out non-profits.

iBank 3.5.2

$59.99 (30% off coupon from Macworld (MWSF09))

  • review of iBank 4 as of September 29, 2010
+ iPhone app syncs now with wifi (Bonjour), MobileMe or any WebDAV server
+ Nice, active User Forum
+ Allows you to enter future transactions which are reflected in the running balance
+ They are paying $20 for people to switch from Quicken or MS Money to iBank through a rebate offer
+ Claims to export to TurboTax -- I need to research this further
- Pretty lame GUI (icons are large)
- Split transactions have a major bug that has not been fixed since Oct 2009-May 25, 2010 (keep an eye on this forum post to see if and when a fix is made. The bug is big enough to me (and others) that it instils a lack of confidence in the product's ability to really handle one's accounts. Here's another forum post to track.
  • Scheduled transactions can only be added to iCal -- they don't show up automatically in the register until they are due (NOT GOOD). However, I can manually post the scheduled transactions by hitting Post Now.
  • Allows you to attach a photo (and possibly a receipt) but the icon doesn't change nor does the view of the image increase in size to be legible -- this feature would need to be explored further.)

moneyGuru 1.6.6

$29.95 http://www.hardcoded.net/moneyguru/

- no iPhone app yet (if ever)
  • has forum but not sure how active it is
+ allows me to project bills and income ahead
+ imports and exports to QIF
+ great use of graphs to show Net Worth, Profit/Loss, etc
+ allows for reoccurring income and expenses
+ allows of split transactions
+ easily add new expense accounts
+ is in active development
Jon Glass adds (April 2011): I'm actually kind of partial to MoneyGuru, as it handles multiple currencies in the most painless and sensible way I've found. I also love its lightning data entry (and its ability to edit multiple entries at the same time, so, for instance, I can select all my imported fuel purchases, and add the auto:fuel category at one go). Its main weakness is export of reports.
Michael Jablecki adds: Been trying it out and I like the buckled down simplicity of it a lot. I also appreciated the software author's paying system - not only is it donation based, but he shows a very transparent account of how much time the software took him and how much he's received in donations. He called it Fairware (details: http://open.hardcoded.net/ ). Inspiring stuff.

iFinance 3.0 Public Beta

$20 review, another review

+ track your stock portfolio graphically
+ budget feature
+ repeat transactions
+ allows for split transactions
- too much mouse to keyboard requirements (slow data entry)
- Missing very basic features such as printed reports and account reconciliation

Quicken Essentials for the Mac

Print checks.
Create spending reports.
Attach receipts and other files to transactions.
Manually edit investment holdings and balances, and accounts not automatically connected.
Export data into a tax file format and generating tax summary reports.
  • The comments below were based on the beta version back in 2009:
- no iPhone app yet
+ allows for split transactions
+ Works with many banks directly (BECU-Yes) and downloads directly
+ Scheduled transactions show up in the register and Control-click gives the option to Pay Now which then lets the amount change the running balanace (VERY NICE)
- Car loans that were downloaded from a bank (BECU) got placed under Lines of Credit instead of Loans and there is no way to change it
+ I can merge already entered transactions with BECU's downloaded transactions simply by dropping them on top of each other
  • It uses tags instead of categories like Quicken
  • UPDATE as of October 28, 2010: This has been updated significantly recently and I have not had time to look it over, but from the reviews I've seen so far, they have made a lot of great updates.

SplashMoney

http://www.splashdata.com/splashmoney

+ Has a great iPhone app ($9.99)
+ Good support forum
+ has a password protection feature
- People are having a very hard time getting it to sync correctly with the iPhone
- Does not support investment accounts

Money3.5

$39; (http://www.jumsoft.com/money) -- review updated May 5, 2010

+ iPhone and iPad app is available (free) -- allows bill entry and sync
+ does allow for split transactions
+ has the ability to generate custom invoices
+ allows you to track investments
+ allows me to project bills and income ahead
+ allows for repeat transactions (Bills)
+ multiple currencies
  • requires Leopard
- support only includes 9 FAQs and then email support (no forums)
- does NOT sync with ANY banks -- all reconciliation must be done manually
- I don't think reconciliation works correctly
- Doesn't allow me to designate categories to their IRS tax code like Quicken but it does have a place for a code to be entered

ReceiptWallet

$39.95 (http://receiptwallet.en.softonic.com/mac)

  • keeps track of receipts and lets you categorize them somewhat
  • the reports would not be all that accurate since I don't believe split transactions are possible
+ works well with my Fujitsu scanner

NeatWorks

for Mac Software Kit -- $79.95 (http://www.neatco.com/products/neatworks-for-mac)

  • Another receipt managing software
+ Works well with my Fujitsu scanner

iCash 5.1

$39.90 (http://www.maxprog.com) review

- does not do split transactions easily (if at all)
- no iPhone app
- lame GUI

Squirrel 0.7.1

14.99 euros (http://www.squirrelapp.com/)

review

  • Requires Leopard or later version of OS X
  • loosely associated with iBudget (or perhaps that's what it was called originally)
- not enough features yet
- no iPhone app

PocketMoney

$9.99 iPhone app; desktop version recently released (http://www.catamount.com/iPhoneApps/PocketMoney.html)

- no desktop app to complement the iPhone app but you can backup your files using SyncDocs (see their website for more details) -- UPDATE as of October 11, 2010: There is now a desktop app for the Mac, Windows, and Linux
+ allows for recurring transactions and even allows those items to be added automatically however many days in advance
+ has a password protection feature
+ you can export over WiFi (requires SyncDocs)
  • it offers a PocketMoney Lite for free so you can try it out first

iCompta 3.2

Free (http://www.lyricapps.com/iCompta/)

+ iPhone app $5.99 and nice sync capability
+ Works with BECU (but requires login and password)
- Only allows checking, savings, credit cards and investment type accounts -- there's no account for cash, loans, etc.
- Requires one's banking login and password to do transaction downloads using their inbuilt browser (can that be trusted??)
- allows for split transactions but the register just shows them as colors and not categories (but if you print the register, the category titles do appear)
- no reporting features at all that are printable and barely any that are viewable (see small 3 staggered lines icon in bottom banner) -- all you can print is a copy of the account's register
- cannot keep track of IRS-related info (and even if it did, there are no reports that would be useful to use at tax time)
- doesn't allow for bi-weekly or twice a month transactions

Checkbook Pro 2.0.2

$24.95 (or $39.95 for family pack) (http://www.splasm.com/checkbookpro/index.html)

+ has tax-deductible feature for all transactions but only for the main transaction, not available in the split view so, for example, sales tax cannot be marked as deductible and the rest of the transaction as not deductible
+ allows for numerous types of accounts and you can specify the default type of transaction which is cool
+ has a backup feature
+ has a password protection feature
+ will import (I need to test this feature out to see how well it works with Quicken data)
- won't allow me to move transactions from one account to another when I make a data entry mistake (which unfortunately does happen from time to time)
- limited reporting feature -- it does NOT allow you to select one category and get a print out of only those transactions (which I need when it comes time to do taxes)
+ nice scheduling feature that allows one to look ahead up to 90 days in advance and it prompts you for all scheduled transactions

Online options

I found Billing & Invoicing sites on a recent blog for designers:

Billing Boss

Billing Boss is a free online invoicing app and is a simple payment processing system on smartphones.

Harvest

Harvest is a gorgeous looking invoice app which handles invoicing and time tracking as well.

FreshBooks

For an extensive review of this famous invoicing app please visit “Easy Time Tracking and Invoicing with FreshBooks

WorkingPoint

WorkingPoint is a pit stop for your all your business management needs and we have reviewed it here.

FreeAgent

FreeAgent is a simplified yet powerful accounting app and you can read our coverage of the app here.

Some other suggestions

Buddi

Buddi is a simple, free, cross-platform app. It was About.com's 2011 Readers' Choice for Mac finance apps.

GnuCash

If you are into steep learning curves, and ugly interfaces, there's always GnuCash. But I don't know if they've improved its reporting abilities yet. I know some companies have used it for accounting, though it's ostensibly a checkbook app. It does rely on double-entry, though. - Jon Glass

I use GnuCash for home accounting and a UK-based charity; with some effort GnuCash can be made to do things well. It's the reporting side that is least flexible unless one wants to delve into the underlying code. I don't. Nevertheless, I find it adequate and like the discipline of proper double-entry book keeping.

GnuCash does invoicing, but that's not an aspect I have used or need. I imported from Quicken when starting and that went fine. - Tony Ford

MoneyWell

In 2010 I was looking for something more "mac-like" and something that didn't involve a monthly fee. I found that in Moneywell, which I'm very happy with. - Ed Erickson

Comprehensive solution for combining a budget with checking register. Allows for a file to be saved for personal banking, and one to manage church work. Recommend the demo highly. - J

MoneyWorks

We use Moneyworks Gold in our business. It has single user packages as well as network versions. It is very flexible and allows for the import of a lot of data from external sources. - John Snyder

Mvelopes

One more financial app I would recommend as an option is Mvelopes which is an online app available at Mvelopes.com. It is developed with Adobe's Flex and is accessed from within a browser window.

As a believer in the "envelopes" budgeting methodology, I used it for many years both as an installable PC app and later in its current web app mode. - Ed Erickson

MYOB

A number of years ago I looked into MYOB (Mind Your Own Business). They did all you asked. They now have a couple of different of packages, so you might want to give them a look. - Bob Zemeski

Quicken 2007

Some people stayed with the old program Quicken 2007, rather than use the stripped-down Quicken Essentials which was released in 2010. Quicken 2007 still runs under OS X 10.6 Snow Leopard. As of March 2012, Intuit have released a $15 patch for Quicken 2007 to make the program run under OS X 10.7 Lion.

TinyBooks Pro

I intend to buy and use TinyBooks Pro for my business. I had asked an accountant friend of mine the best way he knew to do accounting (especially for a new guy like me) and he told me about a ledger from Dome Publishing in the office supply store. I bought the book, and can see it's just what I needed for a small business, and being a Mac guy as I am I decided to see what was available on the software end.

Dome doesn't produce Mac-based software, only Windoze, but I found this TinyBooks Pro and it turns out the guy who wrote this used to develop software for Dome for older Apple systems back in the day, and that's what his system is based upon. I found it to be just like the book, and the info on his website sold me. - Chris Howard

You Need A Budget

Ynab3 is also a very good budgeting program. - Dave Speers

Online accounting

Here are a few suggestions for online accounting services. This means that your data is hosted "in the cloud" rather than within an app on your own hardware. This is useful if you want multiple people to be able to access it.

Free services
  • Outright, financed by income from its extended service Outright Plus, which has more features for $9.95 per month
Other suggestions

External links

Comparative reviews:

Credits

Contributed mainly by Christi Milligan, and others as stated, on the Mac Ministry list on October 29-30, 2010. Further comments & suggestions added April 2011–April 2014.